This tab is used to record the bank charges applied to this cheque. To record the bank charges, you need to select the Apply Bank Charges check box on this tab—this makes the appropriate fields available. 
The "Cheque Issued (create)" form. The Bank Charges tab
The Cash Flow Item (Bank Charges) field, by default shows the Bank Charges cash flow item.
In the Expense GL Account field, specify an account to accrue the bank charges as expenses.
In the Department field, specify a department associated with these bank expenses.
In the Expense Item field, specify an expense item intended for bank expenses. In the Business Activity field, specify a business activity for such expenses.
In the Charge Amount field, you can enter the charge amount.
The Net Amount field displays the amount of the cheque issued to the supplier. You cannot edit the Net Amount field.
The Total Amount field displays the total amount, which will be debited from your bank account on applying the charges and clearing the cheque. You cannot edit this field either. The value will be recalculated berecalculated if you edit the charge amount.