Once the POS functionality is enabled on the Administration > Settings > Sales form, you can create a payment type for payments made by banks cards (credit or debit).
To add an appropriate payment type, open: Administration > See also > Payment Types form.
1. Click Create to add a new payment type.
2. In the Description field, enter the payment type brief description which will serve as an identifier.
3. In the Kind field, select Credit Card as a payment type. Two new fields appear.
4. In the Acquiring Services Provider field, select a master record of the bank or other company that would provide such services. You can create a master record for such provider on the fly by clicking the Create button in the drop-down as a supplier.
5. In the Contract field, select the contract related to such services.
6. Click Save and Close to create the payment type and to close the dialog box.
Actually, card payments will be accumulated by the acquirer on some service account and, in the system, they will be recorded as prepayments paid to this acquirer.
With the specified frequency, the acquirer will transfer the accumulated amounts to your entity's bank account; this transaction can be recorded as a Bank Receipt with the From Supplier transaction type. The amounts that the acquirer charges the entity for transactions, can be applied as Bank Charges. To create a bank receipt, use the Money> Bank Documents > Bank Receipts form. For details, refer to Bank Receipts (From Supplier).
Note. If the retail transaction was paid by a bank card, the amount owed on return is paid to the customer by cash.